Pau A. Monserrat Valentí has been a member number 618 of the Illustrious College of Economists of the Balearic Islands (CEIB) since December 1997 and an associate professor of Financial Economics at the University of the Balearic Islands (UIB) since the academic year 2016-2017.

ACADEMIC EDUCATION

• Bachelor's degree in Economics from the University of the Balearic Islands (UIB). Official title obtained in October 1997.
• Bachelor's degree in Business Administration and Management from the UIB. Official title obtained in July 1999.
• 70.5 credits in Law from the UIB.
• University Master's Degree in Tax Advisory from January 2022.

PUBLICATIONS

• Councilor of the Economic and Social Council of the Balearic Islands (CES), representing consumer and user associations (December 2019).
• Associate university professor of Financial Economics at the UIB.
• Partner at the law and economics firm Futur Legal  (founded in 2015).
• Administrator of Futur Finances and Futur Hipotecas, mortgage and personal finance portals (since 2006).
• Editorial Director of iAhorro.com (2011-2017).
• Editorial Director of Bankimia.com / Credimarket.com (2010-2011).
• Head of the economic department of the jewelry company Carretero y Timoner S.A. in Menorca. (2006-2009).
• Office employee at Banco Zaragozano S.A. (2000-2001).
• Tax and accounting advisor at Monserrat i Moll office (1997-2000).

PUBLICACIONES

• Co-author of the book "Situación, tendencias y retos del sistema financiero" (Thomson Reuters Aranzadi, 2022).
• Co-author of "Perspectiva legal y económica del fenómeno FinTech" (Wolters Kluwer, 2021)
• Co-author of "Comentarios a la Ley Reguladora de los Contratos de Crédito Inmobiliario" (Bosch, 2019). 
• Co-author of "Responsabilidad social y ética empresarial en las entidades bancarias" (Universitat de València, 2017). 
• Co-author of "La prevención del sobreendeudamiento privado. Hacia un préstamo y consumo responsables" (Aranzadi, 2017). 
• AScientific article in the digital magazine Extoikos number 18 (2017), titled "Educación financiera: el conflicto de interés" and number 19 (2017) titled "Cultura financiera y tecnofinanzas".
• Author of the book La banca culpable (La Esfera de los Libros, 2013).

MEDIA

• Participated in the IB3 radio program 'Al Dia' and in the economy section of 'Els Dematins' on IB3 TV.
• Opinion article in the Anuario 2017 a 2023 Illes Balears edited by El Económico (Grupo Serra).
• laSexta Columna, on several programs. The last one on the mortgage sector (2016).
• "Economía de Bolsillo" program on TVE 2 about savings (2016).
• Several appearances on "Espejo Público" on Antena 3.
• Economic expert for online press media such as El País, Cinco Días, Invertia, or El Confidencial, and in print media, such as Forbes, Actualidad Económica, ABC, La Razón, or El Mundo.
• Salvados on laSexta: two appearances in early 2012 and 2013, in which he identified some of the bad commercial practices in bank branches and analyzed financial products like preferred shares (explanation also broadcast on the program El Hormiguero by Pablo Motos).